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The 88Minds Blog

Plain-spoken guides to crypto, forex, payments and property — written by people who build the products, reviewed by the people accountable for them.

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Forex

The rand as a global “powerhouse”

The chart below shows the rand losing just 3% against the USD in 2024, a shade behind the Indian rupee and Chinese yuan. The list is astonishing in many ways.

80eight Team2 min read
Forex

The rand at R100 to the USD

Take a look at the graph below and decide whether the ZAR is a safe bet. The graph maps the purchasing power of the rand since 1911 – 114 years ago.

80eight Team2 min read
News

The rand weakens on US tariffs shock (and lower interest rates)

As we predicted at 80eight, the ZAR shot back above R18.20 to the USD on two developments over the last week – the imposition of 30% tariffs on US imports from SA, and the 25…

80eight Team2 min read
Forex

The rise and rise of the USD

What’s happening to the euro? The incoming Trump administration has rattled the euro, which is widely expected to reach parity with the USD in the coming months.

80eight Team2 min read
News

Trumporia

You might be confused about all the polls declaring the US election “too close to call”. In the end Donald Trump swept the boards, even in so-called swing states where the result…

80eight Team2 min read
News

What happens when the banks fall in love with crypto

First they ignore it, then they ridicule it, then they attack it and then they embrace it. That sums up the banks’ attitude to crypto over the last decade and a half.

80eight Team3 min read
Crypto

What saving in bitcoin looks like

Here’s a handy chart of what saving in bitcoin looks like. In this case, the median US family put away 10% of every salary cheque since 2018 and ended up in 2025 with $239,571…

80eight Team1 min read
News

What the future looks like with AI

“By the time the decade is out, we’ll have billions of vastly superhuman AI agents running around.

80eight Team3 min read
Trading

What’s the biggest opportunity of the next decade?

Renowned bitcoin analyst Willy Woo explains it thus: “The biggest fintech opportunity in the next decade is not DeFi.

80eight Team2 min read
Crypto

What’s up with Ethereum?

Ethereum (ETH) has been on a long losing streak against bitcoin (BTC) since 2022. That appears to be changing. Look at the chart below. It shows BTC versus ETH over five years.

80eight Team2 min read
Forex

What’s up with gold?

Gold is surging, yes, but for reasons that are a little more troubling than may at first appear.

80eight Team2 min read
News

When governments get desperate, they try to tax unrealised gains

Here’s a shocker: Australia’s “Unrealised Capital Gains Tax” now taxes unrealised gains on pension funds, which could potentially force investors into asset sales (simply to…

80eight Team3 min read