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The 88Minds Blog

Plain-spoken guides to crypto, forex, payments and property — written by people who build the products, reviewed by the people accountable for them.

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Crypto

Stablecoins versus The Banks (stablecoins are winning)

An interesting piece of news over the last week may have missed the financial headlines, but it did not escape our attention.

80eight Team2 min read
Crypto

The long view favours stocks (that is, until bitcoin arrived)

At this time of year everyone is focused on last year’s asset returns. Let’s take a step back – a really big step back – and see what the long-term picture looks like.

80eight Team1 min read
Crypto

What saving in bitcoin looks like

Here’s a handy chart of what saving in bitcoin looks like. In this case, the median US family put away 10% of every salary cheque since 2018 and ended up in 2025 with $239,571…

80eight Team1 min read
Crypto

What’s up with Ethereum?

Ethereum (ETH) has been on a long losing streak against bitcoin (BTC) since 2022. That appears to be changing. Look at the chart below. It shows BTC versus ETH over five years.

80eight Team2 min read
Crypto

Why Ethereum’s Pectra upgrade matters

Ethereum’s new Pectra upgrade was supposed to drop this month—March 2025—but, surprise, it’s late again. No shock there; it’s practically tradition.

80eight Team2 min read
Crypto

Why the world is learning to love stablecoins.

A recent report out by Castle Island Ventures and Brevan Howard Digital (sponsored by Visa) shows why the world has fallen in love with stablecoins.

80eight Team2 min read
Crypto

XRP breaks through $3, bitcoin hits R2m

What a week it was. Bitcoin smashed R2 million (where it is currently hovering) and XRP broke through R57 ($3).

80eight Team2 min read
Crypto

Bitcoin hits R2 million – next target R3 million

Source: Google Bitcoin (BTC) hit R2 million over the weekend. The next target is R3 million. For context, BTC broke R1 million in November 2021 and then dropped 70%.

80eight Team1 min read
Crypto

Cryptocurrencies are not subject to exchange controls

Cryptocurrencies are not subject to South African exchange control regulations, according to a recent Pretoria High Court case brought by Standard Bank against the SA Reserve Bank…

80eight Team4 min read
Crypto

If you could choose a currency for your savings, what would it be?

Actually, the market has already answered that question. Undoubtedly, the US dollar leads the currency race, followed by the euro.

80eight Team3 min read
Crypto

Is KYC really that safe?

KYC – Know Your Customer – is the customer verification process that lets your bank or crypto exchange know who you are.

80eight Team3 min read
Crypto

Is bitcoin finally expensive?

The S&P 500 is up about 25% so far this year, and the JSE All Share index about 9%. The Trump election results have pushed the USD to R18.23, wiping out South Africa’s…

80eight Team2 min read